Got Questions? You’ve come to the right place.

Our services are completely tailored to your needs and so are our fees. Before we come up with a price for your business, we will speak to you and find out all about you and your business and what you need. We won’t ever just chuck a price at you.

We don’t charge by the hour and we never will. Our fees are based on the number of transactions we deal with for you and on the annual turnover of your business. Why should you pay the same as a much larger company or be charged the same rate on an hourly basis? Our fees are transaction-based so you only pay for what we actually do for you.

Our pricing structure is completely itemised to include the finance functions you require and none that you don’t.

Our fees will be detailed for you in a proposal brochure so you know exactly what your investment will look like from the outset before you sign anything. We work on a monthly fixed fee service which you pay via direct debit, so you always know ahead of time what your accountancy fees will be and you will have no large bill to pay at the end of the year.

We think so. We believe that every business should have an accountant.

That’s because we believe we can save you money in ways you might not have known were possible, using methods you might not have known existed, and make you money using systems you might not have known were out there.

We know we can’t do your job as well as you can – but we know how well we can do ours. And our job as your accountant is saving and making you money.

No you don’t. Our fees are based on the number of transactions we are dealing with for you and the annual turnover of your business.

If you’re not VAT-registered, or you don’t need payroll services, or credit control, then that’s fine. You just use us for what you need.

No, not at all!

Just contact your current accountant and give them notice you wish to leave, so that they will have your records in order when we contact them.

Once you have signed your letter of engagement with us, we’ll get in touch with your last accountant and sort EVERYTHING! And don’t worry, they’ll still speak to you!

Cloud accounting (or online accounting) does the same things as desktop accounting, but means all the information is stored in the cloud.

You can access your accounts software from anywhere in the world, via laptop, iPad, mobile app or desktop; whenever and wherever you log in, the data is always up to date and safely stored in the cloud.

Most cloud platforms also allow other pieces of software can connect with your system – for example, job management software simPRO works seamlessly with cloud accounting software Xero – to provide even further value to you as a business owner.

We recommend Xero to all our limited company clients. We are Xero-certified partners and advisors and it is the only software we use within our firm.

Why do we do this? We would rather be an expert in one piece of software than be run-of-the-mill in a few. We feel Xero is the best for business and that’s why we use it. We also find that using one piece of software allows us to give a more specialised and focused client experience.

Outsourcing your bookkeeping is a huge time and money saver for your business.

Just as we believe that every business should have an accountant, we believe that a qualified and experienced bookkeeper who ensures that all your income and expenses are allocated to the correct ledgers is a valuable asset for your business.

A good bookkeeper will save you more than time; they will also save you money by making sure that you’re claiming all of your VAT, for example.

HMRC’s Making Tax Digital plans involve getting small businesses and the self-employed to complete digital tax records and returns, with the eventual aim of going completely paperless.

The MTDfB digital reforms are a key part of the government’s initiative to transform HMRC into a world-leading, digital tax authority, making it easier and quicker for individuals and businesses to keep on top of their tax affairs, with digital tax accounts meaning the end of the annual tax return for millions.

The changes will affect most businesses, including micro and small businesses.

There’s more information on the government website here.

Dividends are a share of the profits which are paid to business shareholders as a return on their investment. A business must be making a profit (after tax) in order to pay dividends. A salary is a payment for services rendered, regardless of profit.

It depends, mainly on whether you are self-employed or an incorporated company. If the expense is wholly and fully for the business, then it can be claimed, if it is not, then it can’t. For example, you can’t claim your Amazon Prime subscription via your business, if you use this personally. For greater clarity on what you can and cannot claim as expenses email us at hello@appfluentaccounting.com and ask for a copy of our free expenses guide.

Under auto-enrolment, UK employers are legally required to set up a workplace pension, put all their qualifying employees into it and contribute to their pension savings.

The government introduced auto-enrolment in 2012 to help more people save for their retirement. Since then around 10 million people have been auto-enrolled and are saving for their retirement with their employer’s help.

Under the Construction Industry Scheme (CIS), contractors deduct money from a subcontractor’s payments and pass it to HM Revenue and Customs (HMRC).

The deductions count as advance payments towards the subcontractor’s tax and National Insurance.
Contractors must register for the scheme.

Subcontractors do not have to register, but deductions are taken from their payments at a higher rate if they’re not registered.

More information from HMRC and how to register can be found here.